http://www.pacificprime.com/countries/togo/ http://youtu.be/zeGxwWO0k5k If you are living in Africa or going to live in Africa, perhaps to a country like Togo, then you will know that it is very important to get a good health insurance plan. There is may be local facilities, clinic and hospitals which are capable of dealing with minor situations, an upset stomach or perhaps a cold a cough or a flue, but in the event of serious illness or perhaps an accident, then most of the people are gone to want to be evacuated, that is gone to be perhaps South to South Africa or Dubai or may be back to Europe, but people are going to wanted to be evacuated a center of medical excellence. Today they are many international insurance companies who can offer these types of cover and it will typically be called evacuation. But the plan don't always come with that optioning included, so it is very important when you are buying a plan or when you are selecting a plan, you included that. Most health insurance today built there plan in a modular form. What that mean is that you can select the modules that are important to you. The core of any plan is typically the impatient module, that would cover you if you go into hospital for surgical fees, rooms and board, anesthetist etc. Above beyond that you can select outpatient module that would cover drugs and dressing, GP visits, medication, diagnostic testing etc. Beyond that there is modules that you can buy that perhaps are specific to you. A maternity module if you think you are thinking of starting a family, health checkup, optical, dental, another good example of module you can add on. And finally and very importantly is the evacuation modules and as such you need to be careful because it doesn't always come as a standard, so for a country like Togo, you must definitively make sure that you included this. They are many leading international companies today that can offer these types of coverage. They are many brands you can have heard of brand like Bupa, Cigna, Aetna, Allianz, Axa, the list is quite long. They are also a number of specialist insurance company that perhaps you have not heard of, companies like William Russell or Intern Global. These companies offers very good plans, but if you don't know who they are and what the plan is, then perhaps you will not be able to found it or get the right plan for you. Our job as a health insurance broker is to help you through that process. In fact PacificPrime is the world largest distributor of International Private Medical insurance to individuals. In 2013 we have been Bupa International top distributor. So what will we do ? First of all we will spend a little bit of time talking to you, understanding your what your needs are, what your situation is. We can then go away and review the market to look at all the health insurance companies and plan available, and then come back to you with a fairly list of a number of insurers and plan. And then in discussion with you we can narrow that down to a very specific search perhaps between one or two insurers between 2 or 3 plans and finally help you to make the right decision about the right plan to you. So if you are going to live or work in Togo or you are already living there and you are looking for a good health insurance plan and you want some advices, I am very confident if you spend 5 minutes just talking to us, you are much more likely to buy the right health insurance for you.

• published: 11 Jul 2013
• views: 141